It's a perfect time to consider protecting what matters most. It’s important to ensure your home, family, and belongings are safeguarded against the unexpected. Just as summer reminds us of nature’s cycles, we’re here to help you navigate life’s transitions with confidence. Explore our range of insurance options designed to keep you secure through every season.

Please note our new address and our hours! We've MOVED OUR SUITE to 130 MAIN STREET Suite 1, DILLON CO. Come by and see our new open space digs and have a cup of coffee with us.

We keep Lobby Hours M-F from 9-5.

Welcome to the Lori Emch State Farm Insurance Team! Our team has a combined 50 Years worth of Experience with Lori personally having served 33 years in the Industry and Home Financing. Our priority is always to ensure that our customers are met with professional assistance and come away with insurance that is catered to their personal needs. We serve all of Summit County and Greater Denver and are ready to assist with your new home or relocation insurance needs. I'm happy to help and advise on the situation you have now, or if you are looking to make a change.

We offer a wide variety of services including:

• Car, RV, EV, & Motorcycle Insurance options for those looking to get out on the open road! Our services also include boats, campers, recreational vehicles and all sorts of Summit Toys that can be insured here as well!

• Individual and family Life Insurance plans for residents of Silverthorne and surrounding Summit County towns of Dillon, Frisco and Breckenridge as well as Denver Metro. We also do Child life insurance that becomes convertible at age, without proof of insurability later. Taxation Mitigation consultation through Life Insurance plans.

• Heath, Hospital, Long Term and Short term income replacement plans as well as Flexible Long Term options for Care Later in life

• Providing Personal Insurance and Commercial Insurance Products in Summit County and Greater Colorado. We love to help your business save money.

• If you've purchased a home in Summit, we can do your homeowners policy here. And, we have access to our USBank affiliation products. We love working with Realtors, Builders and Originators who want to impress their customer with a great insurance agency to support them.

• Short Term income replacement plans for individuals including long term, short term and hospitalization supplements

• Specialty products for Businesses Insurance, Commercial Insurance Lines for all kinds of Dillon, Frisco and Silverthorne Business' and the business.

• Out-of-state Insurance transfers are welcome here!

I am a Colorado Raised Outdoor Enthusiast who's active and engaged in the communities of Summit County, Lakewood, Denver and the Foothills of Evergreen, Colorado. I am also a Long time Dillon, Summit, Frisco, Breckenridge, Vail and Silverthorne visitor and now full time resident. I am a member of the Summit, Denver and Dillon Chambers of Commerce and Rotary Club of Summit County Enthusiast.