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Lori Emch

130 Main Street
Suite 1
Dillon, CO 80435-6960

2 blks S of Lake Dillon Dr. on Main St, 1 STORY GREY Bldg on RHS at Fielder Ave

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We've MOVED OUR SUITE to 130 MAIN STREET Suite 1, DILLON CO. Come by and see our new open space digs and have a cup of coffee with us.

Welcome to the Lori Emch State Farm Insurance Team! Our team has a combined 50 Years worth of Experience with Lori personally having served 33 years in the Industry and Home Financing. Our priority is always to ensure that our customers are met with professional assistance and come away with insurance that is catered to their personal needs. We serve all of Summit County and Greater Denver and are ready to assist with your new home or relocation insurance needs. I'm happy to help and advise on the situation you have now, or if you are looking to make a change.

We offer a wide variety of services including:

  • Car, RV, EV, & Motorcycle Insurance options for those looking to get out on the open road! Our services also include boats, campers, recreational vehicles and all sorts of Summit Toys that can be insured here as well!

  • Individual and family Life Insurance plans for residents of Silverthorne and surrounding Summit County towns of Dillon, Frisco and Breckenridge as well as Denver Metro. We also do Child life insurance that becomes convertible at age, without proof of insurability later. Taxation Mitigation consultation through Life Insurance planning.

  • Heath, Hospital, Long Term and Short term income replacement planning as well as Flexible Long Term options for Care Later in life

  • Providing Personal Insurance and Commercial Insurance Products in Summit County and Greater Colorado. We love to help your business save money.

  • If you've purchased a home in Summit, we can do your home financing here!  And, we have access to our USBank affiliation products.  We love working with Realtors, Builders and Originators who want to impress their customer with a great insurance agency to support them.

  • Short Term income replacement plans for individuals including long term, short term and hospitalization supplements

  • Specialty products for Businesses Insurance, Commercial Insurance Lines for all kinds of Dillon, Frisco and Silverthorne Business' and the business.

  • Out-of-state Insurance transfers are welcome here!

I am a Colorado Raised Outdoor Enthusiast who's active and engaged in the communities of Summit County, Lakewood, Denver and the Foothills of Evergreen, Colorado. I am also a Long time Dillon, Summit, Frisco, Breckenridge, Vail and Silverthorne visitor and now full time resident. I am a member of the Summit, Denver and Dillon Chambers of Commerce and Rotary Club of Summit County Enthusiast.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Office Hours

8:30am - 5pm
After Hours by Appointment
Call us 24 hours a day!
130 Main Street
Suite 1
Dillon, CO 80435-6960
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English, Spanish
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We strive to serve our community and treat State Farm customers as family and friends, attending to their interest with a high ethical standard. We have conversations most won't have and customers are well informed about their options. Our team motivates and inspires one another with a positive, mutually beneficial relationship where customers succeed. We provide insurance ranging from Auto, Home, Renters Insurance to Life and Health Insurance. Our passion is serving the customer in Summit, Dillon, Breckenridge, Frisco, Keystone and Vail and the Greater Metro Denver area.

Our team consists of exceptional service oriented stars in this industry who are passionate about State Farm customers. They are constantly going above and beyond and I couldn't be more proud to call them family. They possess a remarkable work ethic and we strive to give you a five star experience. We are here to serve you in person, over the web, by virtual appointment or phone.
Tami Cottrell State Farm Agent Team Member

Tami Cottrell

Assistant Office Manager

Tami has a 14 year history within the Insurance Business and is versed in both car and home insurance policies extensively. She works behind the scene reminding our State Farm customers when payments or documents are due. If you hear from her, please give us a jingle so we keep you out of trouble with your policy and assure things run timely. She lives in Highlands Ranch and works for our office remotely.